Personal Checking Options

 Current customers: Refer a friend here!

At Security Federal, we know every customer is unique. That's why our checking accounts allow you to select features tailored to fit your needs and your life.

Every personal checking account includes:

  • FREE Instant Issue Debit Card
  • FREE eBanking with online check images
  • FREE Bill Pay
  • FREE Mobile Banking with Remote Deposit Anywhere
  • FREE eStatements
  • FREE Thank You Gift
  • Buy back of your unused checks and debit cards from another financial institution

Our Current Thank You Gift

Choose from a Brentwood Casserole Tote OR $10 Amazon Gift Card

 Security Federal Savings Bank referral gift

 

Our Personal Accounts

Absolutely Free Checking

A FREE account for everyone.

  • FREE first pad of wallet-style logo checks
  • No minimum balance
  • No monthly service charge
  • Bounce Protection available

FIND A LOCAL BRANCH

 

Easy Interest Checking

Earn interest with the convenience of direct deposit or any automatic payment.

  • FREE first pad of wallet-style logo checks
  • Competitive interest
  • No minimum balance
  • No monhtly service charge
  • Bounce Protection available

FIND A LOCAL BRANCH

 

50+ Interest Checking

A perfect account for customers 50 and over.

  • FREE personalized wallet-style logo checks
  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • Bounce Protection Available

FIND A LOCAL BRANCH

 

Prestige Interest Checking

An account for those interested in higher interest.

  • FREE personalized wallet-style logo checks
  • Higher interest rate with a balance of $1,500 or more
  • Competitive interest if balance falls below $1,500
  • Only $6 monthly charge if minimum balance falls below $,1500
  • Bounce Protection Available

FIND A LOCAL BRANCH

 

 

Health Savings

Flexible, tax-free, and yours when you need it.

  • $0 minimum to open
  • $0 monthly service fee
  • Check writing available
  • Competitive interest rate (tiered)

FIND A LOCAL BRANCH

 

 

 

 

 

 

 

 

Save Time and Money with These Great Products and Services

  • Free instant issue debit card with fraud monitoring (access your funds free at more than 55,000 ATMs nationwide through the Allpoint network)
  • Direct Deposit
  • Free eBanking and mobile banking
  • Free Online Bill Pay
  • Free eStatements, paper statements available for a monthly fee
  • Remote Deposit Anywhere
  • Free Security Express phone banking (800-889-2265)
  • Savings Account
  • Automatic Funds Transfer (AFT)
  • Combined statements
  • Sweep Account (link accounts to avoid negative balances or overdrafts - fees apply)
  • Business checking
  • CDARS/ICS (for customers with $250,000+)
  • Complimentary Trust Consultation
  • Complimentary Investment Services Consultation

 

 

Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Transaction items include all debits and credits. If the Absolutely Free Business or Business Interest account exceeds 1,000 free monthly transactions, the account may be converted to another checking product. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.