Welcome to Security Federal

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Tips and News From Security Federal

Mortgage Loan Application Checklist

Picture ID and proof of Social Security number

Address(es) for the past two years

W-2s for past two years and last two pay stubs

Names and addresses of employer(s) for the past two years

Checking and savings statements for two months

Current loan information

For a complete list and additional details about mortgage loans, stop by Security Federal and see one of our loan officers.

Convenience

Are you busy and do not always have time to get to the bank? Security Federal Savings Bank offers many products and services to make banking more convenient for you. Available to you are eBanking, BillPay, eStatements, Security Express, Direct Deposit, ATM Cards, Debit Cards, and check reorder.

There are also additional conveniences included in eBanking such as stop payment, check reorder, and a request for a check copy. It’s All About You!

Business Checking

Do you run, own, or plan on owning your own business? If you do, you should view Security Federal’s Business Checking. Our Business Checking account makes banking easy and convenient for you. Please contact the bank for more details.

Identity Theft

Protect yourself from identity theft by regularly checking your account activity. Your personal information can be obtained by phishing, spoofing, or from trash that you have thrown away.

Make certain that you shred all personal information before you throw it away.

Be cautious of any unexpected emails asking for personal information.

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Banking Online Safely

Never save your password to your desktop. It allows others to access your personal information without your permission.

Change your password every 60 days and avoid using passwords that are personal such as your date of birth or address.

Get Your Credit Report

Review your credit report once a year. You can receive a free report from Experian, Equifax, and TransUnion.

Always check for any errors in your report and get them corrected immediately

eStatements

eStatements is a convenient way for you to view your checking or savings statements from any computer. You are able to view the past six months, starting at the time of enrollment. You can also save the statement to your computer to keep them longer than three months or even print a copy if needed.

When your eStatement is ready, you will receive an email letting you know that it is available to be viewed.

Enroll online or call for assistance.

Banking Terms

AVERAGE DAILY BALANCE The average amount that exists in an account over a period of time. The number is calculated by adding the daily balances over a period of time and dividing by the total number of days in that period.

CERTIFICATE OF DEPOSIT (CD) A deposit account where the account holder has agreed to keep the money in the account for a specified amount of time, anywhere from three (3) months to five (5) years.