Technology
Technology is constantly changing and it can create wonderful tools that simplify your life if you know how to use the technology safely and securely.  Banking technology has changed to include ATM cards, VISA Check Cards (Debit Card), eBanking (internet banking), BillPay (online bill payment), and Security Express (telephone banking.)   

ATM Cards and VISA Check Card
ATM cards can be useful if you are needed cash because you can stop at any ATM to withdraw money from your account.  With Security Federal Savings Bank's ATM card you can also use it to buy groceries at several local stores.  When you use an ATM card you must always enter a personal identification number (PIN)    

VISA Check Cards can be used as a like an ATM card to withdraw money from an ATM or it can be used as a credit for purchases at any merchant that accepts VISA

	Tips to keep in mind to protect your ATM and VISA Check Card
	Memorize your PIN; do not write the PIN on the card      Use ATM’s that you are familiar with and that are well lit Block others from watching you enter your PIN Keep your card in a secure location Do not tell anyone your PIN or let anyone else use your card

eBanking
eBanking allows you to view all of your accounts online on a secure site.  You are able to view transactions, balances, transfer money, make a loan payment, and even put a stop payment on a check.  eBanking even has a secure message center that can be used as an alternative to sending emails which are not secure. 

BillPay is part of eBanking and it allows you to enter all of your payees and make payments online.  This eliminated the need to write checks and buy postage.  Many payments are made electronically so you only need to allow 2-3 business days for the electronic payment to be received by the payee. 

	A few important security measures to remember about eBanking and BillPay
	Never give anyone your login information Change your password if you think someone might know it Do not make your password too easy, you don’t want others to be able to guess Always log out of your account when you are done

 
Security Express
Security Express is our telephone banking system.  This allows you to call our Security Express number and check the balances on your accounts, hear all transaction history, and make transfers to another account.  

	Tips to remember when using Security Express
	Always make sure that you PIN is unique Do not give anyone your PIN Memorize your PIN

Please contact us by email or at 574-722-6261 if you have any questions.