Annual Percentage Yield (APY) Rate Sheet

As of January 30, 2012

Deposit Account Description
Minimum
Deposit
Minimum
Balance
Interest
Rate
APY

Certificate of Deposit
3 Month **
$1,000
$1,000
0.11%
0.11%
6 Month**
$1,000
$1,000
0.17%
0.17%
12 Month **
$1,000
$1,000
0.27%
0.27%
13 Month Special **
$1,000
$1,000
0.59%
0.59%
18 Month**
$1,000
$1,000
0.37%
0.37%
24 Month**
$1,000
$1,000
0.47%
0.47%
30 Month**
$1,000
$1,000

0.57%

0.57%

36 Month**
$1,000
$1,000
0.67%
0.67%
43 Month Special**
$1,000
$1,000
1.32%
1.33%
48 Month**
$1,000
$1,000
0.87%
0.87%
60 Month**
$1,000
$1,000
1.17%
1.17%

Individual Retirement Accounts
Roth IRA**
$1,000
Variable Rate IRA (18 Month)**
$100.00
0.37%
0.37%
Fixed Rate IRA (4 Year)**
$500.00
0.87%
0.87%

Checking/Savings Accts.***
eChecking*
$50.00
none
none
none
Security 55*
$50.00
none
0.07%
0.07%
Interest Checking*
$50.00
none
0.07%
0.07%
Security Select Checking* $25,000.00 $25,000.00
tiered
tiered
balance $.01 to $24,999.99   
0.07%
0.07%
balance $25,000 plus
0.22%
0.22%
Security Select Savings*$25,000.00$25,000.00
tiered
tiered
balance $.01 to $24,999.99
0.07%
0.07%
balance $25,000. to $49,999.99
0.22%
0.22%
balance $50,000.00 plus
0.47%
0.47%
Security Select Money Market*
$100,000
$100,000
tiered
tiered
balance $.01 to $99,999.99    
0.07%
0.07%
balance $100,000 to $199,999.99    
0.47%
0.47%
balance $200,000 plus    
0.77%
0.77%
Regular Savings*
$100.00
$100.00
  
balance $200.00 or more    
0.07%
0.07%
Regular Savings - Minor*
$10.00
none
 
balance $200.00 or more    
0.07%
0.07%
Christmas Club Accounts*
$1.00
none
0.07%
0.07%
Vacation Club Account*
$1.00
none
0.07%
0.07%
Health Savings Account*
$1.00
none
tiered
tiered
balance $0.01 to $2,499.99    
0.50%
0.50%
balance $2,500.00 to $9,999.99    
1.00%
1.01%
balances $10,000.00 plus    
2.00%
2.02%
         
Bonds - Rates Effective through 10/31/2011
       
Series EE    
0.60%
 
Series I
3.06%

*Interest rates are subject to change at any time, except on existing time deposit accounts.
**A Penalty may be imposed for early withdrawal.
***Fees may reduce earnings.

Additional disclosures and information are available on all products upon request.

Security Federal Savings Bank is a mutually owned Community Bank serving Cass, Howard, Carroll
and the immediate surrounding counties in North Central Indiana.

 
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