Annual Percentage Yield (APY) Rate Sheet

As of April 15 , 2013

Deposit Account Description
Minimum
Deposit
Minimum
Balance
Interest
Rate
APY

Certificate of Deposit
3 Month **
$1,000
$1,000
0.07%*
0.07%*
6 Month**
$1,000
$1,000
0.16%*
0.16%*
12 Month **
$1,000
$1,000
0.21%*
0.21%*
13 Month Special **
$1,000
$1,000
0.43%*
0.43%*
18 Month**
$1,000
$1,000
0.30%*
0.30%*
24 Month**
$1,000
$1,000
0.39%*
0.39%*
30 Month**
$1,000
$1,000

0.49%*

0.49%*

35 Month Special**
$1,000
$1,000
0.69%*
0.69%*
36 Month**
$1,000
$1,000
0.58%*
0.58%*
48 Month**
$1,000
$1,000
0.79%*
0.79%*
60 Month**
$1,000
$1,000
1.03%*
1.03%*

Individual Retirement Accounts
Roth IRA**
$1,000
Variable Rate IRA (18 Month)**
$100.00
0.34%
0.34%
Fixed Rate IRA (4 Year)**
$500.00
0.79%
0.79%

Checking/Savings Accts.***
eChecking*
$50.00
none
none
none
Security 55*
$50.00
none
0.04%
0.04%
Interest Checking*
$50.00
none
0.04%
0.04%
Security Select Checking* $25,000.00 $25,000.00
tiered
tiered
balance $.01 to $24,999.99   
0.04%
0.04%
balance $25,000 plus
0.07%
0.07%
Security Select Savings*$25,000.00$25,000.00
tiered
tiered
balance $.01 to $24,999.99
0.07%
0.07%
balance $25,000. to $49,999.99
0.07%
0.07%
balance $50,000.00 plus
0.16%
0.16%
Security Select Money Market*
$100,000
$100,000
tiered
tiered
balance $.01 to $99,999.99    
0.07%
0.07%
balance $100,000 to $199,999.99    
0.16%
0.16%
balance $200,000 plus    
0.26%
0.26%
Regular Savings*
$100.00
$100.00
  
balance $200.00 or more    
0.07%
0.07%
Regular Savings - Minor*
$10.00
none
 
balance $200.00 or more    
0.07%
0.07%
Christmas Club Accounts*
$1.00
none
0.07%
0.07%
Vacation Club Account*
$1.00
none
0.07%
0.07%
Health Savings Account*
$1.00
none
tiered
tiered
balance $0.01 to $2,499.99    
0.50%
0.50%
balance $2,500.00 to $9,999.99    
1.00%
1.01%
balances $10,000.00 plus    
2.00%
2.02%
         

*Interest rates are subject to change at any time, except on existing time deposit accounts.
**A Penalty may be imposed for early withdrawal.
***Fees may reduce earnings.

Additional disclosures and information are available on all products upon request.

Security Federal Savings Bank is a mutually owned Community Bank serving Cass, Howard, Carroll, Tippecanoe and the immediate surrounding counties in North Central Indiana.

 
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