 | | Annual Percentage Yield (APY) Rate Sheet
As of January 30, 2012
Deposit Account Description | Minimum
Deposit | Minimum
Balance | Interest
Rate | APY |
| | | | | Certificate of Deposit | | | | | 3 Month ** | $1,000 | $1,000 |
0.11% |
0.11% |
6 Month** | $1,000 | $1,000 |
0.17% |
0.17% |
12 Month ** |
$1,000 |
$1,000 |
0.27% |
0.27% |
| 13 Month Special ** |
$1,000 |
$1,000 |
0.59% |
0.59% |
18 Month** | $1,000 | $1,000 |
0.37% |
0.37% |
24 Month** | $1,000 | $1,000 |
0.47% |
0.47% |
30 Month** | $1,000 | $1,000 |
|
|
36 Month** | $1,000 | $1,000 |
0.67% |
0.67% |
| 43 Month Special** |
$1,000 |
$1,000 |
1.32% |
1.33% |
48 Month** | $1,000 | $1,000 |
0.87% |
0.87% |
60 Month** | $1,000 | $1,000 |
1.17% |
1.17% |
| | |
|
|
Individual Retirement Accounts | | |
|
|
Roth IRA** | $1,000 | |
|
|
Variable Rate IRA (18 Month)** | $100.00 | |
0.37% |
0.37% |
Fixed Rate IRA (4 Year)** | $500.00 | |
0.87% |
0.87% |
| | | | | Checking/Savings Accts.*** | | | | | eChecking* | $50.00 | none | none | none |
| Security 55* |
$50.00 |
none |
0.07% |
0.07% |
Interest Checking* | $50.00 | none | 0.07% | 0.07% | | | | | | | | | | |
| Security Select Checking* |
$25,000.00 |
$25,000.00 |
tiered |
tiered |
| balance $.01 to $24,999.99 | | | 0.07% | 0.07% |
| balance $25,000 plus |
| | 0.22% | 0.22% | | | | | | | Security Select Savings* | $25,000.00 | $25,000.00 | tiered | tiered |
| balance $.01 to $24,999.99 | | | 0.07% | 0.07% |
| balance $25,000. to $49,999.99 | | | 0.22% | 0.22% | | balance $50,000.00 plus | | | 0.47% | 0.47% | | | | | |
| Security Select Money Market* |
$100,000 |
$100,000 |
tiered |
tiered |
| balance $.01 to $99,999.99 |
|
|
0.07% |
0.07% |
| balance $100,000 to $199,999.99 |
|
|
0.47% |
0.47% |
| balance $200,000 plus |
|
|
0.77% |
0.77% |
| Regular Savings* | $100.00 | $100.00 | | |
| balance $200.00 or more |
|
|
0.07% |
0.07% |
| Regular Savings - Minor* | $10.00 | none | | |
| balance $200.00 or more |
|
|
0.07%
|
0.07%
|
| Christmas Club Accounts* |
$1.00 |
none |
0.07% |
0.07% |
| Vacation Club Account* |
$1.00 |
none |
0.07% |
0.07% |
| Health Savings Account* |
$1.00 |
none |
tiered |
tiered |
| balance $0.01 to $2,499.99 |
|
|
0.50% |
0.50% |
| balance $2,500.00 to $9,999.99 |
|
|
1.00% |
1.01% |
| balances $10,000.00 plus |
|
|
2.00% |
2.02% |
| |
|
|
|
|
| Bonds - Rates Effective through 10/31/2011 |
|
|
|
|
|
| Series EE |
|
|
0.60% |
|
| Series I | | | 3.06% | |
*Interest rates are subject to change at any time, except on existing time deposit accounts.
**A Penalty may be imposed for early withdrawal.
***Fees may reduce earnings.
Additional disclosures and information are available on all products upon request.
Security Federal Savings Bank is a mutually owned Community Bank serving Cass, Howard, Carroll
and the immediate surrounding counties in North Central Indiana.
| | |
