Annual Percentage Yield (APY) Rate Sheet

As of April 18, 2014

Deposit Account Description
Minimum
Deposit
Minimum
Balance
Interest
Rate
APY

Certificate of Deposit
91 Day **
$1,000
$1,000
0.15%*
0.15%*
6 Month**
$1,000
$1,000
0.22%*
0.22%*
12 Month **
$1,000
$1,000
0.26%*
0.26%*
13 Month Special **
$1,000
$1,000
0.40%*

0.40%*

18 Month**
$1,000
$1,000
0.45%*
0.45%*
24 Month**
$1,000
$1,000
0.50%*
0.50%*
30 Month**
$1,000
$1,000

0.80%*

0.80%*

35 Month Special**
$1,000
$1,000
1.15%*
1.15%*
36 Month**
$1,000
$1,000
0.90%*
0.90%*
48 Month**
$1,000
$1,000
1.34%*
1.35%*
60 Month**
$1,000
$1,000
1.74%*
1.75%*

Individual Retirement Accounts
Roth IRA**
$1,000
Variable Rate IRA (18 Month)**
$100.00
0.45%
0.45%
Fixed Rate IRA (4 Year)**
$500.00
1.24%
1.25%

Checking/Savings Accts.***
24/7 Student Spending $50.00  none
none
none
Your Way Checking $50.00 $500.00
tiered
tiered
balance $0.01-$24,999.99    
0.02%
0.02%
balance $25,000.00 plus    
0.05%
0.05%
Your Way Savings $25.00 $500.00
tiered
tiered
balance $0.01-$24,999.99    
0.04%
0.04%
balance $25,000.00-49,999.00    
0.07%
0.07%
balance $50,000.00 plus    
0.16%
0.16%
Premier Money Market $250,000.00 $25,000.00
tiered
tiered
balance $0.01-$99,999.99    
0.04%
0.04%
balance $100,000.00-$249,999.99    
0.16%
0.16%
balance $250,000.00-$499,999.99     
0.26%
0.26%
balance $500,000.00-$999,999.99     
0.31%
0.31%
balance $1,000,000.00 plus     
0.36%
0.36%
Youth Savings $10.00 none
0.04%
0.04%
Christmas Club Account $1.00 none
0.04%
0.04%
Health Savings Account $1.00 none
tiered
tiered
balance $0.01-$2,499.99    
0.50%
0.50%
balance $2,500.00-$9,999.99    
1.00%
1.01%
balance $10,000.00 plus    
2.00%
2.02%
         

*Interest rates are subject to change at any time, except on existing time deposit accounts.
**A Penalty may be imposed for early withdrawal.
***Fees may reduce earnings.

Additional disclosures and information are available on all products upon request.

Security Federal Savings Bank is a mutually owned Community Bank serving Cass, Howard, Carroll, Tippecanoe and the immediate surrounding counties in North Central Indiana.

 
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